The Financial Benefits of Preplanning

Much like weddings, funerals are notorious for being expensive. Given this common viewpoint, it’s understandable that many people avoid thinking and planning for their own funeral. At Moloney Family Funeral Homes, we want our neighbors in Lake Ronkonkoma, Bohemia, and Central Islip to know that preplanning has built-in financial benefits for those who choose to take advantage of it.

Here are a few of the financial benefits of preplanning.

Set your Own Budget

Moloney-PreplanningPreplanning allows you to consider which elements of a funeral mean the most to you and ensures you design a budget to accommodate those important components. Perhaps you know that personalization – such as handing out a keepsake to guests or featuring live music – is something you want to weave into your own memorial service. Maybe you’d prefer a traditional burial over cremation. With preplanning, we help you sort out these details and decide on a budget that works for you so that the elements you want incorporated into your funeral aren’t left out due to cost.

Prepay for a Funeral

When you preplan at Moloney Family Funeral Homes, you have the option to prepay for your memorial service and any other products that you may wish to include in the ceremony. Prepaying removes some or all of the financial responsibilities from your children and loved ones. Pay now or later, plan everything or just certain aspects; it’s all up to you.

Keep Spending in Check

When funerals are arranged immediately following a death, family members might make emotional decisions and spend more than they intend to on products and services. Preplanning helps people avoid overspending, as they’re able to consider costs from a calmer and less emotional state of mind.

In many ways, preplanning for a funeral can help provide peace of mind, which is truly priceless. Our professional staff at Moloney Funeral Home invites our New York neighbors to contact us any time of day with any questions or concerns they may have regarding preplanning. We are happy to assist you!